Are you goal-oriented, but need a little coaching when it comes to affording a home? Landis could be your saving grace! Thanks to the Landis Program, you can become a homeowner in the house of your dreams with a team of professionals cheering you on along the way.

There’s more than one way to reach your homeownership goals. Some rent-to-own situations simply aren’t looking out for your best interest, but no fear! Landis is legitimate and many people have had great success in the program.

What is Landis?

Landis is a special program for renters that need help preparing to take on a mortgage. They will buy your dream home and then rent it out to you while you build your credit and save for the down payment. You’ll get a specialized homeownership coach by your side all throughout the process. When you’re finally ready for a mortgage, you will buy your home and become the homeowner!

How does Landis compare to traditional rent-to-own?

Since Landis buys the house upfront for you, it eliminates the possible competition with other buyers at the end of your rental term. In traditional rent-to-own, especially rent-option agreements, the seller could decide not to sell to you in the end if the value of the home increased far above the price agreed upon in the beginning. The Landis program takes down that risk and is 100% invested in helping you obtain the home.

Does Landis operate everywhere?

Currently, Landis isn’t offered everywhere. Right now, they operate in Alabama, Florida, Georgia, Indiana, Kentucky, North Carolina, South Carolina, Maryland, Ohio, Pennsylvania, Tennessee, and West Virginia.

How do I apply?

The application process is as simple as it comes. After filling out the quick, free application, you’ll find out within a business day if you have been accepted to be pre-qualified.

What are the eligibility requirements?

At Landis, they like to streamline the process as much as possible. There are only a few requirements that they initially consider. You need a minimum FICO version 2 credit score of 550 and a minimum income of $30,000 per year. They highly consider your debt-to-income ratio to determine if you’ll be able to obtain a mortgage within two years. Even if you don’t meet all the requirements, they still invite you to apply because sometimes exceptions can be made. They want to help!

What homes are available through Landis?

As stated on their website, you’ll be able to move into properties that meet the following requirements:

  • Priced between $110,000 and $400,000
  • Single-family home or fee-simple townhouse only
  • Move-in ready (No “as-is” listings)
  • Cannot have water, termite, or roof damage
  • Built in 1978 or later – older homes may be considered on a case-by-case basis

Can I still use my real estate agent?

If you already have an agent that you want to work with, Landis will work together with them to get you into the perfect house! If you don’t currently have an agent, Landis will match you with a great one that has experience in your area.

What is the timeline for the Landis Program?

Quick and easy is the name of the game with Landis! It usually takes a minimum of four weeks from the application to your move-in day. This isn’t a set time frame, and it can vary depending on what’s currently available in the area. They want to get you into a good quality home that you will love for years to come. You can expect the entire Landis program to last one to two years, but if you reach mortgage eligibility before that, you can purchase your home early.


You’re not alone in the upward battle of securing a home you love. If you’re weary about traditional rent-to-own agreements, reach out to Landis to help you find the house of your dreams today! It’s never too late to get on track with a more stable and comfortable future for you and your family.

Additional Resources

Landis Program Information