Information We Collect and Use
We will collect and use personal information about you to respond to your request for products and services offered through the Site. Specifically, we collect information provided by you in connection with obtaining quotes for insurance products and services. For example, you will be asked to provide your full name, address, telephone number, email, and other information in order to be matched to carriers and agents who may provide you a quote for their services. We also collect demographic information. Demographic information is all other information such as gender, zip code, or any information that is not tied to your personal information. In addition, we might receive information about you from other online or offline sources and may add that information to your existing account.
Information Sharing and Disclosure
We share personal information about you under the following circumstances:
Quote Requests. If you submit a request on the Site for quotes for products or services, we will share the personal information contained in your request form (such as your full name, address, telephone number, email, information about your cars, etc.) with third parties, which include agents, carriers, lead aggregators, and other service providers (Service Providers) in our network to process and fulfill your request for quotes. In some circumstances, we may obtain additional information about you and/or share that information with Service Providers in our network. For example, we may now or in the future use your Social Security Number, your Year of Birth, or your personal information to obtain your credit report and credit score to help us better match you with Service Providers. All Service Providers in our network have entered into agreements with us, and are required to comply with federal and state privacy regulations. By submitting your request to us, you understand that Service Providers may contact you by telephone (on a recorded line), automated calling, email, SMS/text messaging or regular mail based on the information you provided to us in order to process and fulfill your request, even if you have opted into the National Do Not Call List administered by the Federal Trade Commission, any state equivalent Do Not Call List, or the Do Not Call List of an internal company. If one of the Service Providers contacts you and you wish not to be contacted again by that Service Provider with respect to your inquiry, then you should specifically make a request to that Service Provider not to contact you again. Please note that the Service Providers may maintain the information you provided whether you elect to use their services.
Aggregate, Non-Personal, or De-identified Information. We may share aggregated information (i.e., information about you and other users collectively, but not specifically identifiable to you) and other non-personal, de-identified, or anonymous information we collect with third parties, including affiliates to develop and deliver targeted advertising on our Site and on the websites of third parties.
We allow third-party companies to collect certain information when you visit our web site or within our email newsletters. These companies may utilize cookies, pixels or other technologies to collect user information (e.g., hashed, de-identified, data, click stream information, browser type, time and date, subject of advertisements clicked or scrolled over) during your visits to this and other websites in order to provide advertisements about goods and services likely to be of greater interest to you. To learn more about this behavioral advertising practice or to opt-out of this type of advertising, you can visit the websites of the Digital Advertising Alliance at http://www.aboutads.info/choices
Cookies and IP Addresses
We also keep track of Internet Protocol (IP) addresses. An IP Address is a number that is used by computers on the network to identify your computer every time you log on to the Internet.
You acknowledge and agree that the SMS Service is provided via wireless systems which use radios (and other means) to transmit communications over complex networks. We do not guarantee that your use of the SMS Service will be private or secure, and we are not liable to you for any lack of privacy or security you may experience. You are fully responsible for taking precautions and providing security measures best suited for your situation and intended use of the SMS Service. We may also access the content of your account and wireless account with your carrier for the purpose of identifying and resolving technical problems and service-related complaints.
Third Party Advertisers. Please note that we can only control its own mailing list and policies. Third party advertisers that maintain their own mailing lists may send communications that advertise our services, and you may need to contact these parties directly in order to stop receiving their email communications.
Confidentiality and Security
The security of your personal information is very important, and we take a number of steps to safeguard it. For example, we limit access to personal information to those employees or agents who assist us in providing requested products and services to you and maintain physical, electronic, and procedural safeguards that comply with federal standards to guard personal information about you.
California Consumer Privacy Act (CCPA)
Californian consumers have certain rights under the California Consumer Privacy Act (CCPA) AB 375. For us to comply with some of these rights, we must be able to reasonably verify a consumer's identity. These rights include:
1. the right of Californians to know what personal information is being collected about them
2. the right of Californians to know whether their personal information is sold or disclosed and to whom
3. the right of Californians to say no to the sale of their personal information
4. the right of Californians to access their personal information
5. The right to data portability. Californians have the right to request their personal information that they provided to us and use them for their own purposes. We will provide Californians their personal information within 30 days of their request
6. the right of Californians of the deletion of their personal information
7. the right of Californians of equal service, price, and not being discriminated against even if they exercise their privacy rights
8. one or more designated means for Californian consumers to submit requests under the CCPA including (at minimum) a toll-free telephone number, and if the business maintains an Internet website, a website address
9. the right of Californians to designate an authorized agent to make a request on their behalf. When designating an authorized agent, you must provide a valid power of attorney, the requester's valid government issued identification, and the authorized agent's valid government issued identification.
These rights include the right to request what personal information we collect and disclose about consumers.
Third Party Links
A Special Note about Children's Privacy
You must be at least 18 years old to use this website. We do not knowingly collect, use or disclose personal information about visitors under 18 years of age.
Removing Your Information
Federal and state regulations require that we maintain all information (including your personal information) submitted through the Site for various time periods. In order to comply with these regulations, we cannot delete your information from our database.
If users have any questions or suggestions, please write us at:
Rent To Own Network
337 Garden Oaks Blvd #29779, Houston, TX 77018, United States
Updated September 2, 2021